Everyday needsPERSONAL FINANCE
Personal Loan
A personal loan may help cover planned expenses or an important life event without pledging a specific asset.
Read about personal loan ↗Explore finance options
Different plans.
Different loan paths.
Explore loan categories, learn how they typically work, and review common eligibility factors and documents. Each product has a dedicated guide so you can understand the details before making an enquiry.
Loan product guides
Choose the option you want to understand.
Product availability, rates and terms must be confirmed with the applicable provider. Reading a guide does not mean you are eligible or approved.
Everyday needs
Secured by eligible goldGOLD-BACKED FINANCE
Gold Loan
A gold loan is generally a secured loan where eligible gold jewellery is pledged with a lender for the loan period.
Read about gold loan ↗
Working capital & expansionBUSINESS FINANCE
Business Loan
Business finance may help meet working-capital needs or fund eligible business plans such as inventory, equipment and expansion.
Read about business loan ↗
Buy or buildHOME FINANCE
Home Loan
A home loan may support the purchase or construction of a residential property, subject to the product.
Read about home loan ↗
Property as collateralPROPERTY-BACKED FINANCE
Loan Against Property
A loan against property (LAP) is generally a secured facility where eligible residential or commercial property is offered as collateral.
Read about loan against property ↗
Vehicle purchaseVEHICLE FINANCE
Vehicle Loan
Vehicle finance may be available for eligible new or used vehicles through selected providers.
Read about vehicle loan ↗Product note: Gold-loan and vehicle-finance availability should be confirmed with KaMal Finance before these products are advertised as currently offered. All lending remains subject to applicable provider, eligibility, documentation and written terms.